Credit cards have dramatically changed consumer saving and spending habits. It would not be an exaggeration to say that credit cards have impacted personal finance as much as cell phones have impacted personal communication.
Meal prep is one of the easiest and healthiest ways to achieve your financial and health goals. If you’re like most people, you’re super busy and it seems as if there is never enough time in the day to accomplish everything on your to-do list. Amidst all of the responsibility, striving to live a healthier lifestyle becomes somewhat of a distant memory.
However, by proper planning and preparing, you’ll be more successful at achieving your health (and financial) goals.Read More
When beginning your journey to financial freedom, you want to make sure you’re doing everything right. You access your credit report, review your debts, establish a budget and get to work. You ensure that you don’t make the common financial mistakes like spending frivolously or inadequately saving. Yet despite organized efforts, you begin to feel as if things are more challenging than you anticipated. Read More
Go to college. Get a job. Get married. Buy a house.
Most of us were sold the American Dream of a house with a white picket fence, two cars, and a dog. However, recently people have discovered the hard way that if those dreams were heavily financed with debt the American dream can quickly become a nightmare. Read More
Tax season is upon us and you may be wondering if you should file your own taxes or hire a professional. I faced the same dilemma this year since my life has undergone quite a few changes. For the first time since I began working at the tender age of 16, I hired a CPA to prepare my taxes. Prior to becoming a full-time entrepreneur my mother filed my taxes using an online tax software. Read More
We’re sharing the truth, the whole truth, and nothing but the truth about filing bankruptcy. According to the U.S. Courts, over 900,000 bankruptcy cases were filed between March 2014 and March 2015 (uscourts.gov).
Bankruptcy is one of those words that is often used as a form of judgement. Once the word bankruptcy is mentioned, people begin to make assumptions. Most people instantly think “wow, his/her financial situation must have been really messed up” or they start thinking of all of the material things (s)he owns and shakes their head. Despite all of the horror stories, there is life after you file for bankruptcy. Read More
You may or may not have an income or a money management issue. Life can make it difficult for anyone to implement successful money saving methods! Between rent (or a mortgage),food, and additional expenses associated with being an adult, it’s often difficult to stash a little money away for a rainy day! Implementing money saving methods are beneficial! However, Read More