A fantastic benefit of budgeting and managing your personal finances is that you have a clear idea of how much you can afford on things like clothes, make up, and other personal care items. However, even with the best intentions of saving money, life gets hectic and these things can quickly add up. With that in mind, I’ve had to find different ways to save money without clipping coupons or hopping from store to store. One of the ways I’ve found to be a great (and quick) way to save money is price matching.Read More
I got married approximately two months ago. Yes, this post is long-overdue, but anyone who has planned a wedding while building a company can surely sympathize with me.
Here are a few spoilers:
- Our final wedding cost was $13,249.
- We exceeded our wedding budget by $3,249.
- We paid for our wedding in cash.
Meal prep is one of the easiest and healthiest ways to achieve your financial and health goals. If you’re like most people, you’re super busy and it seems as if there is never enough time in the day to accomplish everything on your to-do list. Amidst all of the responsibility, striving to live a healthier lifestyle becomes somewhat of a distant memory.
However, by proper planning and preparing, you’ll be more successful at achieving your health (and financial) goals.Read More
Is credit necessary? For some in the personal finance field, the answer is actually a no.
People have proven that it’s possible to live a life without using credit yet, the average US household carries a little over $130,000 in debt — $15,000 of that debt is carried on credit cards. So what’s the deal? If it’s possible to live without credit, why aren’t more people doing it?Read More
Go to college. Get a job. Get married. Buy a house.
Most of us were sold the American Dream of a house with a white picket fence, two cars, and a dog. However, recently people have discovered the hard way that if those dreams were heavily financed with debt the American dream can quickly become a nightmare. Read More
According to Maslow’s Hierarchy of Needs, shelter is at the core of our basic human needs. Finances play a major role in the decision to either rent or own property. Before you consider homeownership you should ask yourself, “Am I financially ready to buy a home?”
If you are considering purchasing a home and want to see if you are financially ready, try the following:Read More
Tax season is upon us and you may be wondering if you should file your own taxes or hire a professional. I faced the same dilemma this year since my life has undergone quite a few changes. For the first time since I began working at the tender age of 16, I hired a CPA to prepare my taxes. Prior to becoming a full-time entrepreneur my mother filed my taxes using an online tax software. Read More
We’re sharing the truth, the whole truth, and nothing but the truth about filing bankruptcy. According to the U.S. Courts, over 900,000 bankruptcy cases were filed between March 2014 and March 2015 (uscourts.gov).
Bankruptcy is one of those words that is often used as a form of judgement. Once the word bankruptcy is mentioned, people begin to make assumptions. Most people instantly think “wow, his/her financial situation must have been really messed up” or they start thinking of all of the material things (s)he owns and shakes their head. Despite all of the horror stories, there is life after you file for bankruptcy. Read More