15 Kick A$$ Money Affirmations To Super Charge Your Financial Journey

The financial journey is full of joy and pain… sunshine and rain. (I seriously just did a B-Boy body rock after typing that.)

Okay, okay let’s get semi- serious.

The financial journey is rewarding but it is not always without challenges. We often hit bumps and minor road blocks along the way that can discourage us from proceeding or knock us off our game. But those events are not an indication to pull off the road. Challenges are an opportunity to utilize the information you have gained and persevere in the face of adversity.

Story Time

My Fab Finance isn’t my first attempt at blogging. I moved to New York in 2008 with a music blog that highlighted indie artists. Despite achieving minor success, I wasn’t able to generate income running the site. Two years later I decided to close the site. The out of the blue I had the idea to start My Fab Finance. I initially started the site to document my journey to financial freedom, in hopes of earning free clothes. I just wanted some free clothes y’all!

I had an epiphany while traveling through Europe. I love My Fab Finance and the projects I was involved in. I met a few other bloggers that were simultaneously able to create income from blogging and changing lives. A new possibility was unveiled to me. I set out to generate enough money through My Fab Finance to earn a respectable side income. I wrote down positive affirmations and began saying what I wanted every day.

And guess what? It WORKED! Today I make anywhere between $1500-$4000 on My Fab Finance a month. It has not replaced my income from my full-time job but it will. I know it will because I continue to practice positive thinking and I am walking in my purpose.

Storytime /Over

I firmly believe in the law of attraction. I have seen it work repeatedly in my own life which is why I wanted to gift you a few money affirmations to help you along your journey.  Below are 15 affirmations collected from last week’s #Financialpalooza challenge.

I encourage you to write down at least 2 of your favorites or create your own. Post your affirmations in a place that you walk by every day. Mine are posted on my bedroom mirror. Make it a practice to repeat the affirmations to yourself as often as you can throughout the day. Continue to do repeat these affirmations, even if the results aren’t immediate. Things will begin to happen.

The only thing I ask is that as changes begin to occur in your life, please share them with me. I love to see the power of positive thinking transform individuals lives.

Now. Let’s get to the good stuff <3

  • I move from poverty thinking to prosperity thinking and my finances reflect this change. – LaToya Joseph
  • I am a money magnet. – Jamie Fleming-Dixon
  • I am debt free. Money is constantly flowing into my life. – LaTrice Worthy
  • I walk in abundance all my needs are met. – Monique Parker
  • All demands have been fulfilled and every need has been provided for. – Jennifer Terry
  • My steps are ordered, my finances are in order, and I embrace abundance. – Bianca Michelle
  • My money makes money. – Asiah Charles
  • I love money. Money flows easily into my life. – Melody Bundy
  • My money consciousness is always increasing and keeping me surrounded by money. – Sasha Be
  • I am a good steward over my blessings. – Alicia Williams
  • I control my money, my money does not control me. – Keeyana M. Avery
  • I create wealth and live rich in faith, love and family. – Ijana Nathaniel
  • I walk in my purpose. Peace, healthy, and wealth with follow. – Marquita Ki Fokus
  • My self-worth and net worth are growing. – Janese Evans
  • Every day I am attracting and saving more and more money. – Angela Beaty

Thank you to all of the individuals that participated in the contest and shared their affirmation. If you have one that you use and would like to share it with the My Fab Finance community, leave it below.

Happy Fri-YAYYYYYY

5 Steps I Took To Increase My Salary By Almost $20,000 in Two Years

Jan2014Headshot

For most people, earning a viable income is essential for living a financially balanced life. Unfortunately, in today’s economic landscape, most recent college grads and job seekers are faced with relatively low entry salaries coupled with  hefty financial responsibilities.

I am not the exception.

After being laid off from my second job in 2 years, I decided to put my degree to work and joined Americorp, earning a salary of $13,000. Eventually, I was hired full time and my salary was increased to $28,500. Through various performance increases, I was earning $45,000 by the time I ended my employment with them 2 years later.

The pointers below apply to traditional roles. I recognize that salary raises for county, city, federal, and state employees are regulated and less flexible.

Here are a few salary increase pointers to help you before you ask for a raise.

  1. Perform: You will not get a raise if you do not perform. This means exceeding expectations, pouncing on opportunities for improvement and demonstrating an  interest in progressing within the company. Prior to and following my raises I was staying late, cleaning after events, and going above and beyond my scope of work.
  2. Track your performance: When I was preparing to request a raise, I cited my accomplishments in my requests. For example I exceeded expected revenues by $11,000 and made mention of it. How can you resist retaining someone who makes money for you?
  3. Know your worth: Be realistic in your request. Find out what people are getting paid to do your job in similar industries and similar cities. When I was researching market compensation for my role I limited it to major cities. If you’re living in Omaha, Nebraska don’t look up NYC salaries because the cost of living affects the going rate. If most people are making 65k for your position don’t ask for 80k (unless your employer just seems like the type to pay above average salaries). Also, don’t ask for a raise if you know you have performance issues that need to be corrected.
  4. Find out who ultimately can make the decision: I worked in a small non-profit so the Executive Director made the decision. But in some cases at larger companies it’s not totally up to your boss. Make a genuine friend in HR to find out who holds that key.
  5. Ask: During one of my performance reviews my boss offered a $3,000 raise. I believed I deserved slightly more and wanted to go up to the next income bracket so I asked for $7,000 instead and got it!

I eventually ended up leaving this job for one that had increased job responsibilities, an increased salary, paid 100% of my benefits, and offered me 14 more vacation days a year. So MY FINAL RECOMMENDATION is Know when it's time to move on. Click To Tweet

Know when you have reached a performance, compensation, or passion plateau.

Have you successfully negotiated raises? Remember how nerve wrecking it was?  Don’t forget to comment and show other readers that it can be done!

Now. Go out and make your money girl!

rihannnagif

 

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Created by nationally recognized millennial money expert Tonya Rapley, My Fab Finance is a leading financial education and lifestyle blog for millennials who want to become financially free and do more of what they love.
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