A pet (whether a dog or a cat) can be your best friend and bring happiness in your life. But, being a pet owner can cost you between $640 (for a cat) to $1,500 (for a large dog) annually. These costs typically include pet supplies, food, and veterinarian visits. If you’re considering getting a pet keep in mind that pet care expenses can get heavy on your pocket if you have a limited budget. If you currently have a pet, here are a few tips to help you reduce pet care costs.Read More
This post was created in partnership with AutoGravity.
Ride-sharing companies such as Uber and Lyft have revolutionized the way we travel, but for most people owning a car is still a necessity. This is especially true if you live in a city that doesn’t have a comprehensive public transportation system.
But owning a car, new or used, can be expensive. Similar to homeownership, car ownership isn’t just a monthly car payment and your auto insurance. It is important to take the following additional costs into consideration while calculating the potential costs of ownership. Read More
This blog post is part of the Pay Down My Debt (PDMD) blog tour, sponsored by US Equity Advantage. PDMD is a solution that accelerates debt payoff and helps consumers monitor their credit and make smarter purchasing decisions. If you’re looking to pay off debt, find out how they can help.
Human beings are pack animals and have an innate desire to belong . For many the desire to belong leads to debt. This phenomena is often referred to as “keeping up with the Joneses.” This English language phrase refers to individuals that live beyond their means to achieve or maintain their social status. Keeping up with the Joneses and debt have become a way of American life. According to CNBC, in 2015 8 out of 10 Americans had some form of debt.Read More
Money is one of the leading causes of stress in relationships. In Part 1, we discussed how and why financial infidelity occurs and how to overcome it. Part 2 is a personal story from Wilson’s wife, who had to confront and overcome struggles with money in order for their relationship to survive and thrive.Read More
Guest Post By: Amanda Atcheson, Product Marketing Manager at CO-OP Financial Services
It’s hard to believe that only some fifty odd years ago, a woman’s financial identity was tied explicitly to someone else – her husband, her father or some other male in her life. In the modern age, women make up nearly half of the American workforce. In addition, the average age of marriage is now in the late 20s – and unfortunately, the divorce rate remains high.Read More
In January 2017, President-elect Donald Trump will assume his position in office as the 45th President of the United States. Whether this was the election outcome you expected or not, it shouldn’t interfere with your ability to achieve your financial goals. The best thing you can do is financially prepare yourself for the Trump presidency by informing yourself of his proposed policies and aligning your money (and your actions) with your future goals. Here are some ways to financially prepare for the Trump administration. Read More
Let’s be real, some major medical expenses are unavoidable. However, many expenses can be greatly reduced by the type of insurance plan you have.
Although open enrollment for 2017 ends on January 31st, you can qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.
If you qualify for the Special Enrollment Period, you usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next Open Enrollment Period to apply.Read More
I’ll be honest, when I picked up #GirlBoss by Sophia Amoruso I never thought there would be so many valuable personal finance lessons in it. Business advice, tips, and motivation were my expectations, but what I received was a well rounded, personal account of someone who did the unexpected in her own way. Read More
This is the time of year when things get real for college students (and parents). Tuition is due, registration for classes is quickly approaching, and the book buying process will soon begin. Read More