Tis the season! Beware the holiday shopping hangover. Grab your wallets and hold onto your pockets! The most won”debt”full season is officially here! 

According to the National Retail Federation, consumers anticipate spending an average of $462.95 on gifts for family this year and that amount doesn’t include gifts for friends and co-workers. Although Christmas arrives the same day, every year, many people find themselves unprepared to cope with added expenses and the temptation to overspend on holiday shopping.

Click here to read my article for FoolProofMe to learn how you can avoid the holiday hangover this season.