where you are

the goal

how to get there

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Let’s work together to start achieving your financial goals so that you can live the life you deserve.

let's get started

It’s time to make financial goals
you’re proud of.

It’s time to make financial goals

you’re proud of.

Pay a bill

Fill your gas tank

Pay that person back

Do something for yourself

Donate to a cause

Or just do whatever you’d do if your money wasn’t so limited.

You want to become financially secure so that you’re no longer counting down until your paycheck hits so you can finally have enough money to:

A lot of us have watched people we love struggle financially despite them working really hard. We’ve seen them give up things they love or even worse, never discover what they love all because of money.

And reliving that reality terrifies us.

You’re not entirely where you want to be financially—but, what if I told you:
it’s not entirely your fault?

To help you create better behaviors and create a healthy, abundant relationship with money. 

My goal

I’ll be honest with you. I’ve created a lot of courses and things to help people that were effective, but they weren’t as effective as I liked and it wasn’t because they weren’t helpful. It’s because you need more support on this journey. 

I’m literally obsessed and an overachiever when it comes to helping my community create change in their lives. So I’ve created something just for you which merges education and accountability and throws fun in the mix too.

Sure you might have made a few poor decisions in the past but the issue isn’t always financial education. A large part of financial success is based on our behaviors and the relationship we have with money. 

tonya rapley

Millennial Money Expert


Having enough money in savings the next time an emergency happens.

Planning a dream getaway without worrying about what isn’t going to get paid if you live your best life while on vacation

Confidently submitting an application because you know you have good credit.

Going to sleep with the peace of mind that all of your bills are paid and you still have money left over.

Waking up knowing you can do what you want with your money because you’re debt free 

I want to help you get there, and it starts with believing you can by achieving your first goals. 

To help you do this we will:

Guide you through our signature Financial Audit Blueprint and Financial Values Matrix to determine what’s most important to you when it comes to money (not your parents, not your friends, but YOU). 

Improve Your Relationship With Money. Why? Because when you feel bad about money you do bad things with your money. Chances are you’ve developed your own negative feelings about money or even have adopted beliefs from parents and caregivers.

Create your 1, 3 and 5 year financial goals and then establish a roadmap to get there. Confusion is the enemy of progress. I want to make it crystal clear what you are working towards so that you know exactly what you should be doing to get there.

Identify your 30 Day Do It and help you get a journey altering financial win under your belt, laying the groundwork for you to achieve the next one. 





eliminating debt
building savings
increasing your income
improving your credit

(If you accomplish your goal before the 30 days is up, I will help you start working towards your next one!)

During this 8-week bootcamp, we focus on goals related to:


Here is what you’ll get to make all this happen.

The Financial Audit Blueprint

Part of the reason finances can be so confusing is that experts spew out what you should do or what you should have without an understanding of where you are. This Bootcamp is structured so that you can fully create personal benchmarks that are sustainable and authentic to where you are and where you want to go. To minimize confusion, you will follow a blueprint so that you can gauge your personal success and readiness to tackle the next goal. 

Weekly Office Hours

Cut through the confusion that’s preventing you from moving forward with your financial goals and life. During the weekly office hours you will have space to ask questions, share challenges, and celebrate your wins while cultivating accountability and deeper community. These 60-minute sessions are exclusive to Bootcamp Participants.


As part of the community you’ll share tools, celebrate each other’s successes, and ask questions without judgement in our private online Vibely Community, specially curated to include people focused on the same goals as you.

Access to the ENTIRE My Fab Finance Educational Video Library 

The 90 Day Financial Success Planner

The Financially Preparing For a Baby e-book

We. Got. You.

Plus receive access to the following bonus content:

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to sum it all up, the

Your Personalized Financial Audit Blueprint (FAB)

Access to Our ENTIRE Financial Education Course Library

Guidance, Support and Resources to Accomplish Your 90 Day Do It Goal

An Accountability Community of Other Financially Focused Individuals

Live Weekly Office Hours

And access to the bonus materials 


Enroll Now

Pay in Full: $397

2 Payments of $200

Who Am I?

I’m an entrepreneur, wife, co-founder, domestic violence survivor, and citizen of the world (seriously, I was born in the Philippines). I started My Fab Finance in 2013, at a time when my financial life was out of order. It was time to stop acting like I had it all together and start getting it together.

I boosted my credit score by 130 points in 18 months and built a 3 months savings reserve while living in NYC on a $32,000 a year salary while contributing to my retirement plan regularly. Today I’ve eliminated more than $40,000 worth of debt while building a six-figure business, and helped my community eliminate $250,000 in 30 days. I recently became a mother and self funded my maternity leave while growing my business and becoming an Amazon Best seller. 

I’m passionate as hell about what I do at My Fab Finance and was named the “New Face of Wealth Building” by Black Enterprise magazine and selected as a modern History Maker by TV One. I’ve lent financial expertise to Good Morning America Strahan and Sara, Headline News , OWN, Vogue Magazine, BET Her, Blavity, and countless other outlets.

Watch Tonya on gma

meet tonya rapley

I want you to make financial decisions you’re proud of.

I want this to be the year you become who you never thought you could be. I want the road to wealth to be a little clearer and less confusing. 

I want to see you win.

enroll now

What Others Have Said

The biggest impact My Fab Finance has had on my life in that it gave me HOPE that I did not have to be in debt forever. Before finding Tonya, I had attempted to improve my finances without success and felt like I was alone. My Fab Finance has provided great information and applicable ways for me to tackle my debt and being a part of the Facebook group allowed me to see that I was not alone. It has been a way to be encouraged and encourage others as we work towards are goals. The biggest impact from My Fab Finance is that I'm now out of default on my student loan and in an affordable payment plant, as a result of Tonya's Masterclass on Student Loans. Now instead of shame about my past financial choices, I have hope and more importantly, a PLAN and I am now working on the steps to prepare myself for purchasing my first home (also learned in a Masterclass). Thank you Tonya! You are a blessing.

K. Harris

Thank you, thank you, thank you, thank you. Danke, Arigatou, Gracias, Merci, Grazie. I could type the words a million times over, but I still couldn't express how grateful I am for your help. I'm a pretty extreme introvert, and I was embarrassed about the state of my finances, so I didn't tweet too often about My Fab Finance. But after realizing how much you've helped me and how much I changed in just one month--from someone who let life happen to them to someone who now has some agency--I felt overwhelmed with the need to share how much you've done for me.

Thank you. A million times, thank you. Thank you for helping me take charge of my finances; thank you for helping me feel confident about myself; thank you for helping me start on a path where I finally felt like I was moving forward. To anyone who needs help like I did, I'll tell them to come to My Fab Finance.

E. Ngyuen

What became crystal clear during the masterclass was that so many of us need SAFE, HONEST FINANCIAL REAL TALK IN A COMMUNITY THEY CAN TRUST that isn't looking to exploit them and sell them things they don't need. Tonya's patience, knowledge and commitment are exceptional." 

 K. Evans

The best thing about being in the bootcamp has been having more peace of mind that I’m headed in the right direction. I’ve had a very intense mindset shift that I feel will truly be lasting. No more being afraid or complacent, no more running from my problems and feeling ill equipped to make any progress. I’m ready to do the work and so grateful that I’ve had the opportunity to work with Tonya. Having her expertise at my disposal as well as a concentrated community of like-minded women supporting each other throughout this process has given me the confidence to achieve even larger and bolder dreams after securing the initial wins I’ve already seen. There’s an old Chinese proverb that says something to the effect of, “When the student is ready, the teacher will appear.” Welp, this girl was ready and I found a very approachable, down to earth and knowledgeable teacher in Tonya Rapley. Thank you, thank you, thank you!! I’m more re-energized than ever to maximize my potential for myself and the future of my growing family. 

M. Collins

This was a wonderful experience. I was in a "life happens" moment from illnesses two years in a row. I needed a restart and to educate myself more about financial literacy. In my moment of starting over, I wanted to learn more and get started on the right foot. Tonya's bootcamp was so informative and helpful. It is a wealth of information for people at various levels. Her teaching style made it easy to comprehend and implement the material. She had a way of pushing without pressure, yet it was to make us stretch beyond our comfort zone to see the bigger picture and reach our goals and beyond. 

Y. Stines

You’re finally ready to change your financial situation

You’ve tried to take control of your finances in the past and are ready to try this again

You’ve taken courses but still are confused about where to start.

You have a library full of financial help books, yet your bank account is still stuck on “e”.

You need ongoing support as you implement what you are learning as well as the ability to ask questions along the way.

You are willing to do the work necessary and make short term sacrifices so that you can live the way you want in the long term.

Is for you if…

Isn’t for you if...

You’ve accomplished most of your financial goals and are ready to start investing

You want someone else to do the work for you

You aren’t ready to make the difficult decisions it takes to fix your financial situation

You have a library full of financial help books, yet your bank account is still stuck on “e”.

You are a self help connoisseur and currently enrolled in umpteen programs

You’re committed to a negative mindset 

I’ve tried before and failed. How do I know that this bootcamp will work for me?

It’s nearly impossible for you to actually do the work and end up in the same place financially. Doing the work though means doing what’s best with your money on top of utilizing the support and tools you’re provided. It means driving by Chik-Fil-A because you have food at home. In all honesty, though if you sign up but don’t attend the coaching call, set your goals, and committed to achieving them Fab Finance Bootcamp will be ineffective.

I don’t know if I have the time

You are not required to take any courses. You will receive live lessons and teachings. Most ofwill be less than one hour long. Making the tweaks necessary in your life take less than 30 minutes on average. 

Replays will be available at your convenience so you can get filled in early in the morning on your way to work or in the evening after you’ve put the kids to bed.

What if I don’t have the money?

Due to the personal commitment on my end this program might be more expensive than traditional classes but that is because you get more support than classes.

If things are super tight you can still learn from me and grab my Amazon Best -Seller, The Money Manual here. It will help you get on track so that you can free up some income to enter the next phase of your journey.

How do I access the content?

Our courses are offered via a course delivery platform. The community is available via Vibely. If you have a computer or a smartphone you’re good to go.

Do I have to use Vibely?

Nope. The Vibely group is for support and creating community updates. We will send all important details to you via email. 

I’m not a millenial, can I still participate?

Absolutely. Money has no age, nor gender. Our content is applicable to people of all ages and gender identities.

What if I live outside the US?

Our courses are applicable to everyone, some content refers specifically to tools and options available in the US which you can easily research if you are outside the US. Again money is money and the basics are the same, reduce debt, build savings, increase your income.

How will I be billed?

You will be billed a one time charge or in two payments, depending on your chosen payment option. 

Can I purchase your courses individually? 

Unfortunately no. We want to make sure you get the most our of any content we create which is why we are only selling the courses with the additional accountability to ensure that you are getting the most out of your investment.

Do you offer refunds?

Yes! We offer a no questions asked refund if you request it within 72 hours. 

Questions That Need Answers

If you have more questions you can send them to info@myfabfinance.com

Remember, you don’t have to be perfect, you just have to be committed to showing up for yourself, even when it isn’t easy. 

Fall Bootcamp Coming Soon