Everyone has a money story.

And we all have the potential to be the hero. 

Money isn’t as hard as we assume it is. 

Money isn’t as hard as we assume it is. Debt, financial stress, and embarrassment don’t have to be a part of your story.

Debt, financial stress, and embarrassment don’t have to be a part of your story.

I know how it feels to be depressed and ashamed about money, and that’s why I created My Fab Finance. My goal is to help you own your power and break the cycle of living paycheck to paycheck so that you can live free and do more of what you love.

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I'm Tonya.

I’m an entrepreneur, wife, co-founder, domestic violence survivor, and citizen of the world (seriously, I was born in the Philippines). I started My Fab Finance in 2013, at a time when my financial life was out of order. It was time to stop acting like I had it all together and start getting it together.

I’m passionate as hell about what I do at My Fab Finance and was named the “New Face of Wealth Building” by Black Enterprise magazine and selected as a modern History Maker by TV One.

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If you landed on this page, chances are you’re looking to transform your money story from a thriller into a feel good adventure.

I can help.

Sign up now and gain access to the Financial Success Bundle of FREE tools I’ve created to help you on your journey which includes a:







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I'm your millennial money expert. I specialize in helping people, like you, write their own financial success story so that they can live lives they love.

What makes me an expert?

I'm glad you asked.


i've spoken at some amazing events

Let's do the math.

I generally work* 280 days a year at an average of 9 hours a day. I started My Fab Finance in 2013, but turned it into a business that serves others in 2014.

I am committed to helping you.

It’s safe to say that I don’t just claim to be a millennial money expert. I am a millennial money expert.

Some have called me THE Millennial Money Expert.

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Created by nationally recognized millennial money expert Tonya Rapley, My Fab Finance is a leading financial education and lifestyle blog for millennials who want to become financially free and do more of what they love.