Credit related questions are understandably among the most frequently asked questions I receive at My Fab Finance. Credit is extremely important and if you are not among the individuals who can afford to pay all cash everything, you will need at least one line of credit in your lifetime.

For our most recent taping I decided to tackle one of the most frequently asked credit questions in this week’s Talk Money with Tonya.


As I previously mentioned we have switched over to a bi-weekly posting schedule for Talk Money with Tonya episodes. If you have a question AWESOME!!! Submit your questions to and we will answer it during our next taping.




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Created by nationally recognized millennial money expert Tonya Rapley, My Fab Finance is a leading financial education and lifestyle blog for millennials who want to become financially free and do more of what they love.